@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@400;500;600;700;800&family=Playfair+Display:wght@600;700&display=swap');

:root {
  --fin-navy: #071833;
  --fin-blue: #123a6d;
  --fin-cyan: #2ec4ff;
  --fin-gold: #d4a017;
  --fin-red: #e63946;
  --font-display: "Playfair Display", Georgia, serif;
  --font-body: "Manrope", system-ui, sans-serif;
}

body.finance {
  background: #f4f7fb;
  font-family: var(--font-body);
  color: #14233a;
}

.fin-nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 50;
  background: rgba(7,24,51,.55); color: #fff;
  backdrop-filter: saturate(180%) blur(16px);
  -webkit-backdrop-filter: saturate(180%) blur(16px);
  border-bottom: 1px solid rgba(255,255,255,.12);
}
.fin-nav .inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: .85rem 0; gap: 1rem;
}
.fin-brand { display: flex; align-items: center; gap: .7rem; }
.fin-brand img {
  width: 46px; height: 46px; border-radius: 50%;
  object-fit: cover; background: #fff;
  box-shadow: 0 2px 8px rgba(7, 24, 51, .14);
}
.fin-brand strong { font-weight: 800; letter-spacing: .02em; }
.fin-brand span { display: block; font-size: .7rem; opacity: .7; letter-spacing: .12em; text-transform: uppercase; }
.fin-nav nav { display: flex; gap: 1.1rem; align-items: center; flex-wrap: wrap; }
.fin-nav nav a { color: rgba(255,255,255,.86); font-weight: 500; font-size: .92rem; }
.fin-nav .cta {
  background: var(--fin-red); color: #fff !important;
  padding: .55rem 1rem; border-radius: 999px; font-weight: 700;
}

.fin-hero {
  color: #fff;
}
.fin-hero .bg {
  position: absolute; inset: 0;
  background:
    linear-gradient(115deg, rgba(7,24,51,.55) 0%, rgba(7,24,51,.28) 50%, rgba(7,24,51,.4) 100%),
    url('https://images.unsplash.com/photo-1600880292203-757bb62b4baf?auto=format&fit=crop&w=1800&q=80') center/cover;
  animation: kenZoom 20s ease-in-out infinite alternate;
}
.fin-hero .hero-copy {
  position: relative; z-index: 1;
  width: min(1200px, 92%);
  margin: 0 auto;
  padding: calc(5.8rem + env(safe-area-inset-top, 0px)) 0 3.2rem;
}
.fin-hero .badge {
  display: inline-flex; align-items: center; gap: .4rem;
  border: 1px solid rgba(212,160,23,.55); color: #f0d78c;
  padding: .35rem .8rem; border-radius: 999px; font-size: .78rem;
  letter-spacing: .08em; text-transform: uppercase; margin-bottom: 1rem;
  background: rgba(255,255,255,.08);
}
.fin-hero h1 {
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 6vw, 4rem);
  line-height: 1.05; max-width: 16ch; margin: 0 0 1rem;
  text-shadow: 0 2px 18px rgba(0,0,0,.28);
}
.fin-hero .glass-panel p { max-width: 34rem; margin: 0 0 1.4rem; font-size: clamp(.98rem, 2.3vw, 1.08rem); }
.fin-hero .actions { display: flex; flex-wrap: wrap; gap: .75rem; }
.fin-features .card { transition: transform .3s ease, box-shadow .3s ease; }
.fin-features .card:hover { transform: translateY(-6px); box-shadow: 0 20px 40px rgba(7,24,51,.14); }
.fin-features { margin-top: -2.2rem; }
.btn-fin { background: var(--fin-red); color: #fff; border-radius: 10px; padding: .95rem 1.35rem; font-weight: 700; border: 0; cursor: pointer; }
.btn-fin-outline { background: transparent; border: 1.5px solid rgba(255,255,255,.7); color: #fff; border-radius: 10px; padding: .95rem 1.35rem; font-weight: 700; }

.fin-features {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem;
  margin-top: -3rem; position: relative; z-index: 2;
}
.fin-features .card {
  background: #fff; border-radius: 16px; padding: 1.25rem;
  box-shadow: 0 16px 40px rgba(7,24,51,.1);
}
.fin-features .icon {
  width: 44px; height: 44px; border-radius: 12px;
  background: linear-gradient(135deg, #123a6d, #071833); color: #fff;
  display: grid; place-items: center; margin-bottom: .75rem; font-size: 1.2rem;
}
.fin-features h3 { margin: 0 0 .35rem; font-size: 1.05rem; }
.fin-features p { margin: 0; font-size: .88rem; color: #5b6b80; }

.fin-section { padding: 4.5rem 0; }
.fin-section .head { margin-bottom: 2rem; max-width: 640px; }
.fin-section .head h2 {
  font-family: var(--font-display); font-size: clamp(1.9rem, 4vw, 2.8rem);
  margin: 0 0 .5rem; color: var(--fin-navy);
}
.fin-section .head p { margin: 0; color: #5b6b80; }

.services-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem;
}
.service-card {
  background: #fff; border-radius: 18px; overflow: hidden;
  box-shadow: 0 12px 32px rgba(7,24,51,.08);
  border: 1px solid rgba(7,24,51,.05);
}
.service-card .top {
  height: 150px; background-size: cover; background-position: center;
}
.service-card .body { padding: 1.2rem; }
.service-card h3 { margin: 0 0 .4rem; color: var(--fin-navy); }
.service-card ul { margin: .6rem 0 0; padding-left: 1.1rem; color: #5b6b80; font-size: .9rem; }

.partners {
  background: var(--fin-navy); color: #fff; border-radius: 24px; padding: 2rem;
}
.partners h3 { margin: 0 0 1.2rem; text-align: center; font-family: var(--font-display); }
.partner-logos {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: .75rem;
}
.partner-logos span {
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12);
  border-radius: 12px; padding: .9rem .6rem; text-align: center;
  font-size: .82rem; font-weight: 700; letter-spacing: .02em;
}

.quote-wrap {
  display: grid; grid-template-columns: 1.05fr .95fr; gap: 1.5rem; align-items: stretch;
}
.quote-visual {
  border-radius: 22px; overflow: hidden; min-height: 420px;
  background: center/cover no-repeat;
  position: relative;
}
.nv-poster-frame {
  display: grid; grid-template-columns: 1.05fr .95fr; gap: 1.25rem;
  align-items: center; background: #fff; border-radius: 24px;
  overflow: hidden; box-shadow: 0 18px 48px rgba(7,24,51,.1);
}
.nv-poster-frame img {
  width: 100%; height: 100%; min-height: 420px; object-fit: cover; display: block;
}
.nv-poster-meta { padding: 1.5rem 1.6rem; }
.nv-poster-meta strong { display: block; font-size: 1.35rem; color: var(--fin-navy); margin-bottom: .5rem; }
.nv-poster-meta p { color: #5b6b80; margin: 0 0 .7rem; }
.nv-poster-meta a { color: var(--fin-navy); }
@media (max-width: 800px) {
  .nv-poster-frame { grid-template-columns: 1fr; }
  .nv-poster-frame img { min-height: 320px; }
}
.quote-visual::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, transparent, rgba(7,24,51,.75));
}
.quote-form {
  background: #fff; border-radius: 22px; padding: 1.5rem;
  box-shadow: 0 18px 48px rgba(7,24,51,.1);
}
.quote-form h3 { margin: 0 0 1rem; font-family: var(--font-display); color: var(--fin-navy); }
.quote-form .row { display: grid; gap: .7rem; margin-bottom: .7rem; }
.quote-form .two { grid-template-columns: 1fr 1fr; }
.quote-form label { display: grid; gap: .3rem; font-size: .85rem; font-weight: 600; }
.quote-form input, .quote-form select, .quote-form textarea {
  border: 1px solid #d5dde8; border-radius: 10px; padding: .75rem .85rem; background: #f8fafc;
}
.form-msg { margin-top: .75rem; font-size: .9rem; display: none; }
.form-msg.show { display: block; }
.form-msg.ok { color: #0a7a3e; }
.form-msg.err { color: var(--fin-red); }

@media (max-width: 900px) {
  .fin-features, .services-grid, .partner-logos, .quote-wrap, .quote-form .two { grid-template-columns: 1fr 1fr; }
  .quote-wrap { grid-template-columns: 1fr; }
  .fin-nav nav { display: none; }
  .fin-nav nav.open { display: flex; width: 100%; flex-direction: column; align-items: flex-start; padding-top: .5rem; }
}
@media (max-width: 560px) {
  .fin-features, .services-grid, .partner-logos { grid-template-columns: 1fr; }
}